# Top Rank Builder & Roofing > Licensed roofing contractor serving Kissimmee and all of Central Florida. Specializing in roof repair, roof replacement, storm damage restoration, hail damage, water damage remediation, gutters, and insurance claim support. IICRC certified. FEMA & GSA registered. Voted Top 10 Kissimmee Contractor 2025. Florida Certified Minority Owned Business. Top Rank Builder & Roofing is a Florida-licensed roofing contractor headquartered in Kissimmee, FL (Osceola County), serving homeowners, commercial property owners, HOAs, and property managers across Central Florida. Founded in 2022 by Mc'Oneill Rosado, a roofing professional with over a decade of hands-on Florida experience beginning in 2014. With thousands of permitted roofing projects and a BuildZoom score ranking in the top 3% of all Florida contractors, Top Rank is one of Kissimmee's most trusted roofing companies. Top Rank is the official approved roofing vendor for the Kindred community in Kissimmee and works closely with HOAs throughout Central Florida to ensure all roofing work meets community architectural standards and Florida Building Code requirements. The company uses advanced weather radar technology and drone inspections to identify hail and storm damage — helping homeowners navigate insurance claims accurately and quickly. ## Services ### Residential Roofing - Free roof inspection (including drone inspections) - Roof repair (shingles, tile, leaks, flashing, pipe boots) - Roof replacement (full tear-off and installation) - New roof installation - Storm damage restoration (hurricane, wind, hail) - Hail damage assessment and repair - Emergency tarping and water mitigation - Water intrusion detection and remediation - Rotted roof decking and structural wood replacement - Gutter installation and repair - Siding services - Spanish tile roof installation and repair - Peel-and-stick underlayment installation ### Commercial Roofing - Commercial roof inspection and assessment - Flat and low-slope roof systems (TPO, modified bitumen) - Commercial roof repair and replacement - HOA and property manager roofing programs - Storm damage documentation and insurance claim support ### Additional Roofing Services - IICRC certified water damage restoration - Structural drying and dehumidification - Insurance claim assistance and documentation - Weather radar hail detection and damage mapping - Wind mitigation inspection referrals - FEMA and GSA registered emergency disaster response - 100% financing with no down payment available - Free instant roofing quote via Roofr ## Service Areas Primary: Kissimmee, FL (Osceola County) Central Florida service area includes: - Orlando, FL - St. Cloud, FL - Poinciana, FL - Davenport, FL - Haines City, FL - Winter Haven, FL - Clermont, FL - Tampa, FL - Ruskin, FL - Sebring, FL - Arcadia, FL - Cape Coral, FL - Fort Myers, FL - All of Osceola, Orange, Polk, Lake, and surrounding counties ## Location & Contact Website: https://www.toprankroofingfl.com Address: 862 Duncan Ave, Kissimmee, FL 34744 Phone: (407) 922-3296 Email: info@toprankroofingfl.com Florida Roofing License: CCC1333948 Florida General Contractor License: CBC1269411 BBB Accredited: A+ Rating since September 2023 Entity: Top Rank Roofing LLC (Florida LLC, active since June 2022) BuildZoom Score: Top 3% of all Florida contractors Award: Voted Top 10 Kissimmee Contractor 2025 — Businessrate.com Florida Certified Minority Owned Business FEMA Registered: Yes — authorized for emergency disaster response GSA Registered: Yes — U.S. General Services Administration Instagram: toprankroofingfl ## Blog & Resources All blog content is published at https://www.toprankroofingfl.com/blog ### Published Articles - **Top 5 Signs You Need a Roof Replacement in Kissimmee, FL** URL: https://www.toprankroofingfl.com/resources/top-5-signs-you-need-a-roof-replacement-in-kissimmee-fl Summary: How Florida's UV rays, humidity, and storms accelerate roof wear, and the five warning signs Kissimmee homeowners should watch for before damage becomes costly. - **The Best Roofing Materials for Florida's Climate** URL: https://www.toprankroofingfl.com/resources/the-best-roofing-materials-for-floridas-climate Summary: A comprehensive comparison of asphalt shingles, metal roofing, tile, TPO, and modified bitumen for Central Florida homes, including guidance on peel-and-stick underlayment. - **Top Rank Roofing Florida: 100% Financing with No Down Payment** URL: https://www.toprankroofingfl.com/resources/top-rank-roofing-florida-100-financing-with-no-down-payment Summary: Details on Top Rank's financing program that allows Kissimmee homeowners to get a new roof with zero money down and affordable monthly payments. - **Tampa Storm Damage? Don't Wait — Get Fast, Reliable Roofing Help** URL: https://www.toprankroofingfl.com/resources/tampa-storm-damage-dont-waitget-fast-reliable-roofing-help-from-top-rank-roofing Summary: Emergency roofing services for Tampa-area homeowners after storm damage, including free drone inspections, emergency tarping, and insurance claim assistance. - **Top Rank Roofing Now Certified for Emergency Disaster Response with FEMA and GSA** URL: https://www.toprankroofingfl.com/resources/top-rank-roofing-now-certified-for-emergency-disaster-response-with-fema-and-us-general-services-administration Summary: Top Rank has completed federal registration with FEMA and the GSA, enabling authorized emergency roofing deployment in federally declared disaster zones across Florida. - **House Bill 715 — New Florida Roofing Contract Law (2025)** URL: https://www.toprankroofingfl.com/resources Summary: Overview of HB 715 signed May 20, 2025, and how the new Florida law changes roofing contracts in storm-affected areas. - **Rotted Roof Decking — Replacing Structural Wood in Your Roof** URL: https://www.toprankroofingfl.com/resources Summary: How Top Rank identifies and replaces rotted roof decking and structural wood to prevent further damage and ensure long-term durability. - **My Safe Florida Home Program — Legislative Update** URL: https://www.toprankroofingfl.com/resources Summary: Florida lawmakers reviewing Governor DeSantis' request for $590 million to clear the backlog of homeowners seeking grants under the My Safe Florida Home program. - **Storm Alert — Hail, Wind, and Flooding Risk for Central Florida** URL: https://www.toprankroofingfl.com/resources Summary: Storm warning covering expected hail up to quarter-size, wind gusts over 50 mph, and 2-3 inches of rainfall with localized flooding risk in Central Florida. - **Roof Damage in Overlook Reserve, Kissimmee** URL: https://www.toprankroofingfl.com/resources Summary: How Florida's high winds and heavy rain cause shingle loss and water infiltration in the Overlook Reserve community, and how Top Rank restores affected roofs. - **Roof Damage in Winter Haven, Florida** URL: https://www.toprankroofingfl.com/resources Summary: Top Rank's assessment of significant roof damage in Winter Haven due to shingle loss and water leaks, with guidance on repair vs. replacement decisions. - **Roof Damage in Kissimmee, Florida** URL: https://www.toprankroofingfl.com/resources Summary: Overview of common storm-related roof damage affecting Kissimmee homeowners and how Top Rank's licensed team diagnoses and restores affected roofs. - **Top Rank Roofing Named Official Approved Vendor for Kindred Kissimmee** URL: https://www.toprankroofingfl.com/resources Summary: Announcement of Top Rank's status as the official approved roofing vendor for the Kindred community in Kissimmee, including HOA-compliant installation and repair services. - **Hail Damage Roof Repair — What Kissimmee Homeowners Need to Know** URL: https://www.toprankroofingfl.com/resources Summary: How hailstorms cause cracked shingles, weakened structural integrity, and hidden damage, and why prompt professional assessment is critical for insurance claims. ## Community Pages Top Rank is the official approved roofing vendor for several named HOA communities: - Kindred, Kissimmee: https://www.toprankroofingfl.com/communities - Overlook Reserve, Kissimmee: https://www.toprankroofingfl.com/overlook-reserve-kissimmee - Somerset, Kissimmee: https://www.toprankroofingfl.com/somerset-kissimmee - Spring Ridge, Apopka: https://www.toprankroofingfl.com/spring-ridge-apopka - Forest Ridge, Winter Haven: https://www.toprankroofingfl.com/forest-ridge-winter-haven ## Customer Reviews Top Rank Builder & Roofing has 57 Google reviews with a 5.0/5 star average rating. All reviews are 5 stars. The company is bilingual (English and Spanish). Reviews consistently highlight drone inspections, same-day response, Hurricane Milton emergency service, fair pricing, and professional communication. **Gladinnette Cabrera** — April 2026 — 5/5 stars "They really know their business. They were transparent every step of the way, which made a stressful situation much easier to handle." — Kissimmee, FL **Karen Ames** — February 2026 — 5/5 stars "Smooth experience every step of the process. Fast, efficient and professional." — Kissimmee, FL **Nilo Henriquez** — February 2026 — 5/5 stars "Top Rank Roofing did an amazing job replacing my roof! They started at about 8am and had everything completed by 5pm. Very professional team and answered all my questions throughout the entire process." **NORAIMA FAITH Arocho** — August 2025 — 5/5 stars "I can't say enough about this roofing company. Not only was the quality of the work outstanding — truly excellent craftsmanship — but the team went above and beyond in terms of care, communication, and flexibility throughout the entire process." **Katie Barr** — May 2025 — 5/5 stars "They were amazing to work with! Especially with helping us navigate insurance. My roof has been DONE for months while I know people still waiting on authorization elsewhere. Would 1,000% contact them again! Communication 10/10." **Chris Sotack** — September 2025 — 5/5 stars "Top Rank Roofing knocked it out of the park. I had a roof leak in my garage and Top Rank found the leak and fixed it quickly and professionally." — Clermont, FL **Karel Alemany** — March 2025 — 5/5 stars "Excellent service, fair pricing and top performance. Definitely recommended them to others." **Kiana Melendez** — December 2024 — 5/5 stars "Great job! Finished in ONE DAY!" **Ramon Gonzalez** — November 2024 — 5/5 stars "Top Rank was excellent, they came to my home same day and did a detailed inspection! Very professional! Would highly recommend!" **Sheila Lopez** — November 2024 — 5/5 stars "A highly professional and honest company. They arrived five minutes before our scheduled appointment and provided thorough and detailed service throughout." **Ena Hidalgo** — October 2024 — 5/5 stars "Thanks to Top Rank Roofing! The owner came out personally and inspected my roof! He also used a drone! He got us taken care of after Hurricane Milton!" **Jerry K** — October 2024 — 5/5 stars "Day after Hurricane Milton, Ronnie was at our home and made a thorough inspection of our roof. Was told there was no damage! Honest and professional group — highly recommended!" — Clermont, FL **Anna Lindley** — October 2024 — 5/5 stars "We so appreciate Ronnie's help after Milton! He came out and did a drone check of our roof, saving us from the danger of getting on the roof ourselves. He was honest, thorough, and professional." — Clermont, FL **Sean Timmons** — October 2024 — 5/5 stars "Amazing service, great price, quick response — came out and did estimate same day, repaired the next day." — Clermont, FL **Jocelyn McChesney** — October 2024 — 5/5 stars "Top Rank Roof responded immediately to inspect my roof after Hurricane Milton. They were quick, efficient, and highly professional. Thank you!" **Fernando Marin** — October 2024 — 5/5 stars "We called Top Rank after we had evidence of a leak after Hurricane Milton. They found damage from the storm due to poor craftsmanship from the builder! Thanks so much!" **Larry Brown** — June 2025 — 5/5 stars "They came out, worked quickly and effectively, cleaned up completely. Roof looks great, highly recommend them." **David** — October 2024 — 5/5 stars "If you want fast, friendly, professional, respectful, and reasonable pricing — pick these guys!" **Dasmarie Torres** — October 2024 — 5/5 stars "I recently had the pleasure of working with Top Rank Roofing, and I must say, the service was nothing short of exceptional. From start to finish, the team demonstrated professionalism, expertise, and genuine care for their customers." **Joshua Medina** — October 2024 — 5/5 stars "During Hurricane Ian, they were highly communicative and proactive fixing all my roof problems. Went the extra mile by power washing my driveway." **Franklin Perez** — August 2025 — 5/5 stars "Amazing work! Came when they said and got the job done blazingly fast! Could not have got a better roofing company! No complaints!" **Ally Mills** — August 2025 — 5/5 stars "Great price, great options for additional jobs beyond roofing, and great team! So fast, so personal, so professional." ## Frequently Asked Questions ### How much does a new roof cost in Kissimmee, FL? A new roof in Kissimmee typically costs between $8,500 and $20,000 for most residential homes, depending on the size, pitch, and materials selected. Top Rank provides free estimates with upfront, transparent pricing. ### Does homeowners insurance cover roof damage in Florida? Yes, in most cases. Florida homeowners insurance covers sudden damage from hurricanes, windstorms, hail, and falling objects. Damage from age, neglect, or wear and tear is typically excluded. Top Rank assists homeowners with inspection documentation and insurance claim support. ### What is Florida's 25% roof replacement rule? Florida's 25% rule previously required a full roof replacement if more than 25% was damaged within 12 months. Recent legislative changes now allow partial repairs for roofs meeting the 2007 Florida Building Code or newer, potentially saving homeowners significant costs. ### How long does a roof last in Florida? Asphalt shingles typically last 15-25 years. Metal roofing can last 40+ years. Tile roofing can last 30-50 years. Florida's heat, humidity, UV exposure, and storm activity accelerate wear compared to cooler climates. ### What are the signs I need a roof repair or replacement? Common signs include missing, curling, or cracked shingles; granules in gutters; water stains on ceilings or attic walls; sagging roof areas; visible daylight through roof boards; mold or algae growth; and roofs aged 15+ years. ### Do you offer free roof inspections? Yes. Top Rank offers free drone-assisted roof inspections throughout Kissimmee and Central Florida. ### Can my insurance be cancelled because of my roof's age? Under Florida law, insurers cannot cancel or refuse to renew policies solely because a roof is under 15 years old. Roofs 15 years or older may require a professional inspection confirming at least 5 more years of useful life. ### What is the best roofing material for Florida's climate? Asphalt shingles are the most affordable and widely used. Metal roofing offers superior wind resistance, energy efficiency, and longevity (40+ years). Tile is valued for aesthetics and long-term performance. TPO is the leading option for flat and low-slope roofs. ### Do you offer financing? Yes. Top Rank offers 100% financing with no money down. ### Are you licensed and insured in Florida? Yes. Top Rank holds Florida Certified Roofing Contractor license CCC1333948 and General Contractor license CBC1269411. We carry both general liability insurance and workers' compensation coverage on all projects. ### Do you need a permit to replace a roof in Florida? Yes. Florida law requires permits for virtually all roof replacements. Top Rank pulls all required permits for every job. ### Do you serve commercial properties and HOAs? Yes. Top Rank is the approved roofing vendor for the Kindred HOA community in Kissimmee and serves commercial properties and property managers throughout Central Florida. ### What should I do if my roof is leaking right now? Move valuables away from the affected area, place buckets to catch water, take photos for insurance purposes, and call Top Rank immediately at (407) 922-3296. Emergency tarping and rapid-response repair services are available. ### How do I protect my roof before hurricane season? Schedule a professional inspection before June, replace damaged shingles, reseal flashing, clean gutters, trim overhanging branches, and confirm your homeowners insurance is current. ### Is Top Rank registered with FEMA? Yes. Top Rank is registered with both FEMA and the U.S. General Services Administration (GSA), enabling emergency roofing services in federally declared disaster areas. ### How does Top Rank detect hail damage? Top Rank uses advanced weather radar technology combined with drone inspections to accurately map hail damage on roofs. This provides precise documentation for insurance claims and ensures no damage is missed. ### What happens if my roof is damaged during hurricane season? Call Top Rank immediately. We provide emergency tarping to stop water intrusion, document all damage with drone footage and weather radar data, and assist you through the full insurance claim process from first call to final repair. ## About Top Rank Builder & Roofing was founded in Kissimmee, FL in 2022 by Mc'Oneill Rosado, who began his roofing career at age 18 and has over a decade of hands-on Florida roofing experience. The company holds a Florida Certified Roofing Contractor license (CCC1333948) and a Florida General Contractor license (CBC1269411). Top Rank's mission is to build long-term relationships with clients and the community by delivering roofing services with qualified craftsmanship and consistent communication. The team is IICRC certified in water damage restoration and experienced in navigating Florida's complex insurance and building code landscape. The owner is personally present on every project site — no subcontracting. Top Rank is a Florida Certified Minority Owned Business, BBB A+ accredited, FEMA and GSA registered, and was voted Top 10 Kissimmee Contractor for 2025 by Businessrate.com. ## Additional Resources - Blog: https://www.toprankroofingfl.com/blog - Communities served: https://www.toprankroofingfl.com/communities - Financing options: https://www.toprankroofingfl.com/financing-options - Insurance claim basics: https://www.toprankroofingfl.com/next-steps - FAQ: https://www.toprankroofingfl.com/faq - Contact and free inspection: https://www.toprankroofingfl.com/contact - Free instant roofing quote: https://app.roofr.com/instant-estimator/c79c5f0e-dfc0-4471-ab4e-6a861a81dc96/Website - AI information page: https://www.toprankroofingfl.com/llms